A serious illness, such as heart attack, cancer or stroke, affects one-in-four women and one-in-five men before retirement age. Critical illness insurance is designed to ease the financial pressures by paying a tax-free lump sum if you become seriously ill or totally disabled. Normally you must survive at least one month after becoming critically ill, before the policy will pay out.

The premiums for these policies vary considerably from company to company as each life insurer uses a different set of definitions as to what they cover.

InsureRunner will use it’s expertise and to search leading uk insurers to find you the best cover at the best price.